• Phone: (714) 420-1997
    Email: vlong@uamco.com

  • Get The Right Mortgage For Your Needs

    Ferreting out the right mortgage to finance your home purchase can be quite a mind-boggling experience. After all, there are scores of mortgage choices out there and you may not possess intimate knowledge of each option to be able to decide which [...]

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    How to Get the Most Out of the Reverse Mortgage Process

    Retirement is the time to let go of most of your worldly responsibilities and simply enjoy life as much as you wish to. Unfortunately, most retired people don’t have the finances to help them live a comfortable life and must rely on their limited [...]

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    Interest Rate Spike, And Where We Go From Here

    As you may have heard, the recent weeks have seen the steepest rate spike in roughly 13 years. Within 2 days of the election, rates went up .5% to .625% across the board on most programs.  Examples of payment differential on certain loan amounts for[...]

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    Can a Mortgage Lender Help You Buy a Home?

    It is common for home buyers to view the lender as a roadblock to buying the home of their dreams. Lenders can sometimes be viewed as the “bad guys” in the home buying process. But, it is a myth that your lender will make it hard for you to make [...]

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    Does Your Home have a Termite Infestation?

    Whether you have been living in your home for awhile or you are preparing to buy a new home, it is important to stay aware of potential signs of a termite infestation. Termites are a common problem in California, and unfortunately many homeowners [...]

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    5 Simple Strategies to Find the Right Mortgage Lender

    It can be a stressful experience to choose a mortgage lender, and many homeowners lose sleep in this decision-making process. How do you know which lender you should be working with? Here are five easy tips that can be used to find the right match: [...]

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    Fed Doesn't Raise Rates...  for Now

    The Federal Reserve Board met on Wednesday and the result of that meeting was a decision to leave the Federal Funds Rate alone...  for now. Fed Chair Janet Yellen pointed at a stagnant unemployment rate as the primary reason for not raising rates[...]

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    Which is Worse: Bad Credit or No Credit?

    When it is time to buy a home, your credit history will have a strong impact on your ability to qualify for a mortgage. So, it is important that you are proactive in building a good credit score, to ensure that you qualify for the financing that you [...]

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    Having Difficulty Qualifying for a Mortgage?  Here’s What to Do!

    When you are excited about buying a new home, it can be a disappointing experience to run into difficulties with the mortgage approval. The only thing that is lying between you and your dream home is the financing! Don’t worry though… just [...]

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    Rental Prices are Changing: Higher Cost and Less Space

    If you feel like your rental options are getting smaller, then it means that you are in the same difficult situation that many renters are facing. Costs are going up, and spaces are smaller, making it harder to find a comfortable rental unit within [...]

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