• Phone: (714) 420-1997
    Email: vlong@uamco.com

  • Can a Mortgage Lender Help You Buy a Home?

    November 7, 2016
  • It is common for home buyers to view the lender as a roadblock to buying the home of their dreams. Lenders can sometimes be viewed as the “bad guys” in the home buying process. But, it is a myth that your lender will make it hard for you to make the purchase. In fact, there are several ways that your lender might make it easier for you to buy your home.Can a Mortgage Lender Help You Buy a Home

    By building a good relationship with your lender, you can rest assured to know that they are looking for ways to help you. Here are a few things to consider:

    Pre-Approval for a Home Mortgage

    By planning in advance, you give the lender time to work through the paperwork and help you prepare to close on a property. The best way to get ahead of the process is by filling out the pre-approval paperwork for a mortgage as soon as possible.

    This preapproval helps by smoothing out the process when you are ready to make an offer on a house. Generally, preapprovals last for 30 – 60 days, so be ready to start looking for houses when the preapproval is in place.

    Preparing for a Loan

    Are you having problems getting preapproved? Don’t worry, because your lender will make recommendations to help you get the approval. You can follow this step-by-step path to boost your credit score and get the mortgage that you need.

    A bad credit score is often the main reason people have a hard time getting a home loan. It is in the lender’s interest to help you boost your credit score so that you can qualify for a loan. Most lenders will be happy to offer a few tips so that you can create a good credit history.

    Here at United American Mortgage Corporation, our team can help you get the funding needed to buy the home of your dreams. If you are interested in mortgage options, then we invite you to contact us right away to learn more about our services. We will help you choose the right mortgage for your financial situation. Call us right away for more details: (714) 420-1997