• Phone: (714) 420-1997
    Email: vlong@uamco.com

  • Get The Right Mortgage For Your Needs

  • reverse-mortgage-lenders

    Ferreting out the right mortgage to finance your home purchase can be quite a mind-boggling experience. After all, there are scores of mortgage choices out there and you may not possess intimate knowledge of each option to be able to decide which one best fits your unique situation.

    So rather than filing your loan application with the first mortgage agent who is ready to accept it, it is prudent to find the right loan officer who will endeavor to match you with the right loan program.

    Vance Long at United American Mortgage Corporation is one such loan officer who operates with the client’s best interests in mind.

    For general situations marked by good credits scores, Vance Long offers the conventional 30-year or 15-year mortgages. He will be able to advise you whether you should go for a fixed or adjustable interest rate, interest only options or even balloon payments depending on your specific circumstances.

    For high-priced homes that exceed the conforming loan limit he offers the option of jumbo loans. Similarly, he educates military personnel and veterans about the Veteran Affairs mortgages and retired home-buyers about reverse mortgage lenders that enable them to enjoy the home equity in their golden years.

    FHA-mortgage-loans

    For special situations – such as where the home-buyer has a poor credit score or debt-income ratio, Vance Long may suggest FHA mortgage loans. The loan process will be free of snags as the Federal Housing Administration insures the mortgage for a monthly premium. He knows exactly when to offer options of alternative documentation with specialty mortgages like the Bank Statements loan, Asset Income program, Foreign National program, or other befitting option.

    In sum, no matter what your circumstances, Vance Long will make it a point to cover you with the right mortgage!